Friday, December 13, 2013

Info on the new health insurance laws - updated 10/1/2013

I am rescheduling this info frequently to make it available to more people.
When I find new sources of good info, I will add it.


Some links for info on the Affordable Care Act/ Obamacare

https://www.healthcare.gov/

http://www.georgiahealthnews.com/2013/09/top-questions-answers-upcoming-exchange/

Medicare isn’t part of the Health Insurance Marketplace, so you don’t need to make any changes. If you have Medicare, you are considered covered

http://thinkprogress.org/health/2013/09/29/2682291/obamacare-questions-2/

20 Questions You Have About Obamacare But Are Too Afraid To Ask

1. Will Obamacare end up costing me money?

It depends, but probably not as much as you’ve heard on the news. If you already have insurance through your job, Obamacare probably won’t directly affect your monthly premiums — and could actually end up saving you money in the long run by eliminating your co-pays for preventative care, like regular check-ups and STD screenings. If you don’t have insurance, on the other hand, you’ll be eligible for a plan on Obamacare’s new marketplaces and you’ll have to pay a premium for it. That’s more expensive than paying no monthly premium, but arguably cheaper than going uninsured and having to pay out-of-pocket for all of your health services, plus the penalty for not getting insurance. Depending on your income (and whether or not your employer offers an insurance plan), you could receive federal subsidies to help cover part of that premium.

-----

https://www.healthcare.gov/exemptions/

You may qualify for an exemption if:

You’re uninsured for less than 3 months of the year
The lowest-priced coverage available to you would cost more than 8% of your household income
You don’t have to file a tax return because your income is too low (Learn about the filing limit.)
You’re a member of a federally recognized tribe or eligible for services through an Indian Health Services provider
You’re a member of a recognized health care sharing ministry
You’re a member of a recognized religious sect with religious objections to insurance, including Social Security and Medicare
You’re incarcerated, and not awaiting the disposition of charges against you
You’re not lawfully present in the U.S.

--------------------

tags: Affordable Care Act, ACA, Obamacare

No comments:

Post a Comment