Tuesday, March 31, 2009

How insurers secretly blacklist millions with common ailments

I have always suspected that the reason Bush was so in favor of computerized medical records was at the behest of health insurance companies, to make it easier for them to deny coverage for those with pre-existing conditions.


By John Dorschner | Miami Herald

Trying to buy health insurance on your own and have gallstones? You'll automatically be denied coverage. Rheumatoid arthritis? Automatic denial. Severe acne? Probably denied. Do you take metformin, a popular drug for diabetes? Denied. Use the anti-clotting drug Plavix or Seroquel, prescribed for anti-psychotic or sleep problems? Forget about it.

What's more, you can discover that if you lie to an insurer about your medical history and drug use, you will be rejected because data-mining companies sell information to insurers about your health, including detailed usage of prescription drugs.

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